White Paper – Market Math Made Simple

Market Math Made SimpleWhite Paper - Market Math Made Simple White Paper - Market Math Made Simple Have you ever bought a pair of pants for your child or grandchild that were too big? It’s a common occurrence, and when it happens you basically have two options: One, you can throw the pants in the wash and try […]

How Social Security Works

How Social Security Works

How Social Security Works The Social Security program was signed into law in 1935 after the nation had endured more than a half-decade of the Great Depression. It was intended to provide a safety net of income for individuals too old or disabled to continue working. Participation in the Social Security program is mandatory, with […]

Retirement Expenses

The Social Security program was signed into law in 1935 after the nation had endured more than a half-decade of the Great Depression. It was intended to provide a safety net of income for individuals too old or disabled to continue working. Participation in the Social Security program is mandatory, with most wage earners contributing […]

Bridging The Income Gap

Bridging The Income GapThe Social Security program was signed into law in 1935 after the nation had endured more than a half-decade of the Great Depression. It was intended to provide a safety net of income for individuals too old or disabled to continue working. Participation in the Social Security program is mandatory, with most wage earners contributing […]

IRA Conversions

IRA ConversionsThe Roth IRA offers a number of advantages over its traditional counterpart. These include:Tax-free distributions at retirementAbility to continue making contributions beyond age 70-1/2No required minimum distributions beginning in the year you turn 70-1/2Leaving assets to survivors that are free from income taxesDetails on eligibility to convert a traditional IRA to a Roth IRA:For years […]

CLU | Chartered Life Underwriter

CLU Logo

CLU Chartered Life Underwriter A CLU is a professional advisor in all of the areas of business and family financial security that are encompassed by life insurance. To become a CLU, an individual must successfully complete a comprehensive course of study and demonstrate competence by passing a series of eight, college-level examinations in several subject […]

Retirement Basics

Retirement Basics

Planning for The "Golden Years" There's a saying that if you have your health, you have everything. Well, that's not exactly true - without adequate resources, you could enjoy a long, healthy retirement at a far lower standard of living than you'd prefer! When preparing for retirement, it's vital to keep in mind the importance […]